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FAQs

Can I own the equipment if I lease?

Yes, many HRF leasing options allow your business to own the equipment after your last payment is made. End of lease options include $1 buyout, Term Residual Lease, 10-15% buyout, or Fair Market Value leases

What kind of equipment can I lease?

If you need it for your business, there is a good chance we have leased it. Almost any type of business equipment qualifies, even used equipment

Does leasing equipment improve my cash flow?

Yes! Instead of expending your cash reserves, you can generate revenue while making low monthly payments. This keeps your cash reserves available for other expenses.

Does my start-up business qualify?

Yes! We provide financing for start-up businesses. Let us help you grow you business for years to come

Is there a prepayment penalty?

With a lease, there is no prepayment penalty if you choose to pay off your contract early. If your goal is to pay the contract off early, we recommend choosing the shortest term that your budget can handle. This will provide you with the lowest out of pocket cost to fulfill your contract. Your early payoff amount is simply the remaining payments left in the contract, minus any discounts

What if I have a low credit score or past bankruptcy?

We believe in second chances. Even if you have a previous bankruptcy and have re-established your credit, or simply went through a rough patch and missed a few payments, we can still get you approved.